Welcome To “Solving The Financial Puzzle” Podcast
Join Certified Financial Planners Nikki Earley and Dan Cuprill each month on the Retirement Rescue Podcast. They’ll discuss some of the most essential issues facing retirees, break down important financial planning ideas, and provide their reactions and insights on various retirement planning articles and commentary from across the financial world. It’s all to help you get a little smarter when it comes to spending your time, money and energy on preparing for retirement. You can find out more about Dan & Nikki and their firm, Money & Clarity, by visiting https://www.moneyandclarity.com/ or by calling 513-563-7526.
The SECURE Act, when rolled out in 2020, was some of the most significant retirement legislation in years, but the government is already discussing further changes. Let’s run through the list of proposals and find out how they might impact planning in the future.
Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/07/ep-166-secure-act-2-0-what-you-need-to-know/
What we discuss on this episode:
1:02 – Summer update
2:55 – Background on the SECURE Act
3:46 – RMD age increase even further
6:17 – Auto-enroll into 401k
8:00 – Catch-up contributions could increase
10:11 – Matching contributions on student loan payments
12:18 – National 401k database
Financial and retirement guidance from Nikki Earley, Certified Financial Planner at Money & Clarity. Get great financial guidance and information monthly on this show to help you prepare for a prosperous retirement and financial future.
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Episode Show Notes
Ep 166: Secure Act 2.0 – What You Need to Know
Today's Puzzle: The SECURE Act, when rolled out in 2020, was some of the most significant retirement legislation in years, but the government is already discussing further changes. Let’s run through the list of proposals and find out how they [...]
Ep 165: Learning Through Uncommon Sense
Today's Puzzle: The statements we’ll run though on the show today are basic common sense that nearly everyone would agree with, but our behave often doesn’t line up. Today look at these straight-forward approaches and explain what keeps us from [...]
Ep 164: Financial Planning in Biden’s America
Today's Puzzle: On today’s show, we’re going to be talking about financial planning in President Biden’s America. We’re past his 100th day in office, so let’s take a look at the impacts in financial planning and the markets. [...]
Ep 163: Flirting with Financial Disaster
Today's Puzzle: Comprehensive planning takes care of every aspect of retirement, but without it there are areas that could quickly become a calamity. Today we’ll identify five key areas where people don’t pay enough attention and end up flirting with [...]
Ep 162: Tax Tips for 2021
Today's Puzzle: If you’re getting prepared to file your 2020 taxes and looking ahead to the changes that might be coming this year and beyond, we’ll run through some of the key items from a very unique and challenging last [...]
Ep 161: 5 Important Retirement Statistics Worth Your Time
Today's Puzzle: As we kick of the new year, let’s talk about what statistics tell us about retirement. We found five specific stats that will surprise you and make you realize that financial planning needs to be a priority in [...]
Ep 160: Economic Outlook Following the Election
Today's Puzzle: Dan Cuprill is back on the show today to help us sort out the economic impact the election will have as we move into a new year. With talk of the Green New Deal, student debt forgiveness, and [...]
Ep 159: Obsolete Retirement Planning Ideas
Today's Puzzle: Much like technology becomes outdated each year, retirement planning strategies begin to lose their effectiveness over time. Today we’ll look at five different planning ideas that have been used quite a bit before but might not have the [...]
Ep 158: What Financial Challenges Do Women Face More Often?
Today's Puzzle: Like it or not, there are certain financial challenges that women are more prone to face. Why is that? What can you do about it? (Click the featured times below to jump forward in the episode) [...]
Ep 157: Retirement Ready – Are You Clinging to False Hope?
Today's Puzzle: We often find that people are clinging to certain ideas or beliefs that end up giving them a sense of false hope about their retirement. It’s a dangerous position to be in. Let’s explore some of the faulty [...]
Ep 156: Choosing Between A Traditional Or Roth IRA
Today's Puzzle: Maybe you know you need to contribute somewhere or you’ve always contributed to a traditional IRA but have been wondering about the Roth. Nikki explains the similarities and differences between the two and explains the long-term benefits. [...]
Ep 155: Are You Paying Enough Attention to Your Largest Assets?
Today's Puzzle: As investors, we’re always looking out ahead towards our goals in retirement so we’re constantly striving to move forward. But doing that can lead to us forgetting about the importance of managing what we already have. Let’s look [...]
Ep 154: Is The Market Response To Coronavirus Normal?
Today's Puzzle: Over the past month, we’ve seen financial markets react to potential economic fallout from the coronavirus pandemic and it’s happened at an unprecedented pace. But how surprised should we be by this significant reaction? Dan Cuprill joins the [...]
Ep 153: Coronavirus and Solid Financial Truths
Today's Puzzle: No one could predict how much of an impact the coronavirus would have on the market, but it’s been a rough month for everyone. Nikki will share her thoughts on this unprecedented time and talk about the conversations [...]
Ep 152: Meet the New Host Nikki Earley
Today's Puzzle: After a short break, the podcast is back with some news! Dan Cuprill has handed the baton to Nikki Earley and she’s taking over the show moving forward. Today we’ll introduce you to the Certified Financial Planner and [...]
Ep #151: Meet the Parkers: A Case Study for Whether or Not You Need an Advisor
Today's Puzzle: We get the question quite a lot about whether someone needs a financial advisor so Dan Cuprill shares a real-life example of a couple he worked with to provide a case study for how the process plays out. [...]
Ep #150: I’m Dead, Now What? Preparing Yourself for Estate Planning
Today's Puzzle: No one wants to think about death but thinking about how your assets will be handled when you’re gone is a necessary part of life. Effective estate planning can leave you in control of your hard-earned money and [...]
Ep #149: Social Insecurity: What You Need to Consider When Filing for Social Security
"There are no stupid questions, just the stupid people who ask them." That famous quote speaks to the heart of this edition of the podcast. Join us as we seek to educate you about the financial world and answer five of the most popular financial questions we receive on a regular basis. Don't worry, these are actually pretty complex questions.
Ep #148: Stupid Questions?
"There are no stupid questions, just the stupid people who ask them." That famous quote speaks to the heart of this edition of the podcast. Join us as we seek to educate you about the financial world and answer five of the most popular financial questions we receive on a regular basis. Don't worry, these are actually pretty complex questions.
Ep #147: The Bern Is Back
The Bern is back, and it seems the self-avowed Socialist movement is on the rise. Join us as we unpack why managed economies simply won't ever work.