Can Gold Save You? Many clients ask me about gold.  Should they own it? I typically ask them why they are considering adding it to their portfolio.  I’ve found that the reasons people give me vary. When they say they want to buy gold, there's some deeper issue we need to get at so [...]

On September 7, 2017 Equifax announced a cybersecurity incident potentially impacting 143 million U. S. consumers.  The information accessed primarily includes names, Social Security numbers, birth dates, addresses and in some cases driver’s license numbers. The primary threat associated with this breach is identity left. Last week you likely received and email with links [...]

Predictions? Some of you may not realize that my family and I are big fans of college football. If you follow college football closely like us, you likely will have already heard experts talking about who will win the national championship this season. Predicting the next national champion in college football may seem like [...]

Do I Need a Trust? Not everybody needs a trust but if you're concerned about how all your assets are going to be distributed after you die, or how much tax your heirs will have to pay, you might want to look into opening one. A trust is a legal entity that lets you [...]

5 Things Women Investors Need To Know Why do some women shy away from investing or feel concerned about their ability to manage their investments?  The answers are complex but typically revolve around traditional roles in terms of sharing responsibilities (women run household budgets and men take care of investments), lack of interest, not [...]

Should I Rent or Own in Retirement? I often get this question from clients and given that housing can be your single greatest monthly expense at any age, it pays to put some thought into renting versus owning once you're retired and on a fixed income. Here are some of the benefits and drawbacks [...]

Keep it Simple! It’s no wonder that so many people find investing so confusing! We are constantly receiving conflicting messages about how to be successful investors. The mutual fund industry tell us that picking stocks is difficult for the average investor, but a professional has a good chance of picking stocks that will outperform [...]

10 Investment Strategies to Last a Lifetime Needs change over time and shortcut strategies that may work one year can prove to be obsolete, and even costly, the next. Here are some of the sound strategies to use throughout your lifetime: Invest in what you can understand. Ignorance is never bliss when betting on [...]

6 Reasons We Don’t Invest the Way We Should Many investment decisions are driven by emotional and psychological biases that may be inconsistent with our long term financial goals. On one hand we want our assets to grow to the point where enough wealth has been accumulated to meet our personal goals. Yet this [...]

The only true wisdom is in knowing that you know nothing." -Socrates When people hear that I am a Financial Advisor, they often ask me: "So, what are stocks going to do this year?" My response inevitably disappoints them: "I don't have a clue." It's not what people want to hear, but it's the [...]