You might have noticed that I’ve recently talked quite a bit about inflation, and that’s because I know firsthand how big of an impact it can have on your lifestyle in retirement. But, one thing I haven’t mentioned is that everybody has their own personal inflation rate. Yep - you read that correctly. Our [...]
You’ve seen the emails: A Nigerian prince that selected you specifically to help him get back home with the promise of untold riches. A lawyer for that great-great-great uncle you’ve never heard of telling you that you are the sole beneficiary to his vast, vast, vast estate. We’ve come to expect and often even [...]
Feeling a bit cramped at home these days? You’re not alone. During the pandemic, our lives were all turned topsy-turvy - and impacting how we live at home. There was online schooling for our kids, working from home, adopting pandemic pets… and lockdowns. The four walls seemed to close around us, didn’t it? It [...]
Although we like to think of ourselves as being totally logical when we’re making decisions (you know, after hours of painstaking effort and thorough research), the evidence points to the majority of us being shockingly emotional in our decision-making. Sometimes this is relatively harmless - like spontaneously taking a day off from a stressful [...]
Where were you when the world stopped turnin’ That September day? Did you stand there in shock at the sight of that black smoke Risin’ against that blue sky? Did you shout out in anger, in fear for your neighbor Or did you just sit down and cry? Where Were You When The World [...]
Imagine this: You’re driving down Main Street on the way to work, and you pass the same old car dealership - only this time, something catches your eye. “Oh my goodness, it’s the new (your favorite car)! I’ve been eyeing one of those since high school! I could afford one of those right now, [...]
Summer is coming to an end quickly in the U.S., but it feels like the season is endless in the Caribbean. A trip to the Caribbean wouldn’t be complete without a sandy beach to lay on, a beautiful hotel where you can kick up your heels and rest, and a tropical drink in hand [...]
I'm curious. Would you accept a job if you knew your employer would cut your pay every single year? I can't imagine anyone saying yes. But - that's exactly what you're doing if you don't have a retirement plan that considers inflation when determining your income needs. Before you decide that inflation won't affect [...]
You may find yourself in a situation where you could take one of two paths in your journey to financial freedom. In this case, I am talking specifically about the decision to save money (for a down payment on a house, a car, or school) and paying off existing debts to free up more [...]
This month, nearly 2.2 billion children across the world will start a new school year, some for the first time. No matter your race, culture or creed, the first day of school is a significant one and different countries have an array of traditions to mark the special occasion. I wanted to explore some [...]