Experts recommend that all Americans have 3-6 months worth. 

And yet… according to this Bankrate survey, more than half of us don’t. 

I’m talking about your emergency savings! 

What would happen if tomorrow you were unable to work, lost your job, or were hit with a sudden large expense (like a medical bill or home repair)?

Do you have a cushion that would help you ride out that storm?

Today’s ‘New Year, New You’ 30 Day Challenge is to assess your emergency savings. 

Take a look at the amount you currently have saved up, and compare it with your expenses and do the math. How long would your savings last if your income stopped?

Remember – if you don’t have enough saved right now, that’s okay! Getting the savings you need takes time for everyone. 

If you are among the many that don’t have enough saved for the unexpected, the next step is to create a reasonable plan for adding to your savings in small increments. 


Are you thinking something like: “You can’t get blood from a stone! How the heck am I supposed to save money when everything’s so expensive!”

Sometimes you’ve got to get creative! (Check out this resource for just a few ideas.)

Talking to a financial advisor to make your very own plan is one of the best things you can do for yourself – and it’s where I really shine! 

So, if you’d like to get my expert opinion on how to get you where you need to be, give our office a ring at 513-563-PLAN (7526) or click here to use my online calendar to grab 15 minutes of my time.