Even if we don’t really know the word, all of us have experienced FOMO one time or another.

FOMO is an acronym for “Fear Of Missing Out” and describes the feeling you get when something interesting is happening that you can’t participate in, creating a sense of unease and maybe even a mild sense of panic in your mind.

From a finance perspective, we experience FOMO regularly when we:

…think about entering the stock market (“but… but… I could get rich!”)
…dream about buying a house that you know is out of your price range
…imagine going back to school for a high-earning new career (like being a doctor)

But, “Oh no! We didn’t set aside any money years ago!” I guess that means you’re stuck and simply have to give up.

…so much for those stock options you were eyeing.
…I guess you’ll never be able to take advantage of that upcoming housing bubble burst you’ve been hearing about.
…and good luck with coming up with the funding to go back to school!


That is 100% incorrect!

I’m not going to tell you that you have the same footing as someone who has been saving up their whole lives, but it’s never too late to start making a plan that will lead you to exactly where you want to be.

As the old saying goes, “The best time to begin saving is yesterday. The second best time is now”. And this is very true for money matters.

The point is, there’s still lots of time to put a sound plan in place. This is why we are here – to help you figure out where you stand and what we need to do to get you to a place where you don’t have to stare wistfully at those home listings or college courses, and only dream of the future you think you’re missing out on.

Call 513-563-PLAN (7526) or click here to book a 15-minute call to get started today!

Nikki Earley, CFP®