No one has a crystal ball, especially when it comes to technology.

Sure, there are plenty of predictions out there regarding robots, self-driving cars, and so forth, but what’s it mean for you and me when it comes time to replace your laptop or a smartphone?

The idea of “future-proofing” is to protect yourself from getting blindsided by software updates and devices that can’t be repaired… after all, you’ve invested good money into these devices. You don’t want to see them outdated and unusable too soon for comfort.

Based on a recent article in the New York Times, here’s a few questions to ask to protect yourself when making that purchase:

1. Find out whether it’s easy to repair either on your own or if there’s someone local who can provide service. The site offers advice on a wide variety of different devices, from iPhones to water heaters to coffee machines.

2. Is the battery replaceable? This can be a biggie. For example, Apple’s AirPods have batteries built in that are impossible to replace. So anytime you’re buying something electronic, do a quick search to see if the battery can is replaceable.

3. Does it solve a problem? We’re now knee-deep in the age of “the internet of things.” Every device and its brother now comes equipped with the ability to tap into your WIFI and relay data. The question to ask is, “do I need a smart toaster?” The more electronics your devices include, the more things that can go wrong down the line. So make sure the features and benefits provided are worth that risk.

You can’t future-proof your devices 100%, but you can take steps today that will help make sure you get as much value from then for as long as possible.

When it comes to future-proofing your investments, the best solution is to make sure they’re carefully monitored and updated based on current events. Give us a call at 513-563-PLAN (7526) or book online to set up your free review today.


Nikki Earley, CFP®