You might have heard this one:

Retirement means no pressure, no stress, no heartache… unless you play golf. (Gene Perret)

If you golf, you know exactly what I mean.

But the truth is, many do look forward to their retirement so they can play a leisurely game of golf during a weekday without feeling guilty.

The question is… will you be physically ready to swing that club?

Anyone who has a serious medical condition can tell you: medical bills can take a huge chunk out of your reserves.

Given the high costs of health care, focusing on physical fitness today is the key to staying fiscally fit in retirement. Good health is good wealth!

Continuing on from our Action Step 9: Retirement Planning

Some tips to physically prepare you for retirement:

Get your blood pumping

Cardiovascular activity is important. Hike a nearby trail or swim a few laps at the community pool. These types of activities will strengthen bones, improve strength and balance, reduce your risk of heart disease, and lower your cholesterol and blood pressure.

Physical exercise is a shield

Physical exercise can help prevent dementia and Alzheimer’s disease. For an added boost to your well-being, combine physical and mental exercises. Take a dance class with your sweetheart. You’ll improve balance, cognitive acuity, and muscle memory.

Get creative

While working a regular job, your brain was constantly working. During retirement, it still needs stimulation. Find some creative hobbies to fuel your mental health such as watercolor painting or practicing your guitar. It will keep your mind and heart happy.

Speaking of keeping your mind happy, there’s no better time to discuss your retirement portfolio than now. At Matson & Cuprill we’ll offer various strategies to make sure your retirement gives you the best days of your life. It’s our commitment to you.

Call us today at 513-563-PLAN (7526) or book online to schedule your complementary portfolio review.

We’re heading toward the finish line for “The 20 Day Financial Fitness Challenge.” Tomorrow’s email will boost your bottom line. I think you’ll like it.

Dan Cuprill, CFP®