There’s nothing that livens up a wallet like a stack of crisp $100 bills.

It’s hard NOT to have a smile on your face when you open up yours and see a stack of smiling Benjamins grinning back at you.

There’s a great many reasons why Ben Franklin’s moniker is on every c-note – founding father, first Postmaster General of the USA, Minister to France, as well as noted inventor, writer, thinker, and publisher.

As the author of “Poor Richard’s Almanack” he was responsible for many famous sayings still in wide use today, over 200 years later.

In my opinion, here are 3 of his best on the profoundly valuable topic of “money”…

  • “Rather go to bed without dinner than to rise in debt.” – it’s better to do without and make short-term sacrifices than going deep into hock, which can eat away at your wealth slowly yet surely.
  • “He that waits upon fortune is never sure of a dinner.” – there’s nothing wrong with having goals and dreams for financial success. But dreams only get you so far. The critical key to making those dreams reality is to work at them with energy and persistence.
  • “By failing to prepare, you are preparing to fail.” – you can’t rely on luck or good fortune to get you to your financial goals. You have to come up with a thoughtful and wise strategy based on quality analysis and realistic expectations.

Franklin was not only wise, he was a shrewd businessman who followed his own advice. By some estimates, he left behind an estate worth over $43 Million in current dollars.

If you’d like to discuss some wise (perhaps even quotable) ways to set your retirement portfolio on a path that even Ben would praise, give me a call at513-563-PLAN (7526) or click here to grab 15 minutes on my calendar.

Dan Cuprill, CFP®