Listen to the Full Episode:
What You’ll Learn In Today’s Episode:
- The shift from pension plans to 401k plans and why things are changing.
- How presumed tax free savings can be effected by tax rate changes and tax brackets.
- Why you might want to participate in a 401k even if your employer is not putting anything into it.
Why you shouldn’t borrow money from your 401k account.
If you should rollover 401k funds into your own IRA.
What target date funds are and why they may not be the best option.
How to balance contribution amounts out with a Roth account.
Ideas Worth Sharing:
[bctt tweet=”Pension plans are difficult to maintain because people are living a lot longer today than they used to. – @DanCuprill” username=”DanCuprill”]
[bctt tweet=”Understand the older you get, the more it is that you would incorporate income into the portfolio.- @DanCuprill” username=”DanCuprill”]
[bctt tweet=”Please do not build your asset allocation model based on what you think is going to happen in the next 12 months.- @DanCuprill” username=”DanCuprill”]
Resources In Today’s Episode: